2010 New Years Resolutions

Well, it's a new year and I am sure New Years resolutions abound. I have thought about it and read a few articles(Million Dollar Journey) and another from Zen Habits(Leo Babuata) and I have come up with my own little mix to help me through 2010.

Million Dollar Journey(MDJ) author stated that their method of keeping track of their financial goals is by using Google's spreadsheet. I think that is worth doing and I will do the same using Microsoft Excel though. Part of keeping track of my financial goals include(i guess this would be major and instrumental :) : finding a job or creating one for myself(some form of self employment),Track my expenses(something i already do),Control and pay off any credit card debt,write a will(i would prefer a lawyer that specialises in this),save and build for children's education(or at least something to help them start), Track net worth,build emergency funds and save for something fun....

To do the above, requires careful tracking and of course effort on my part. I already started with Tracking expenses so now I just have to set up the rest on Excel and this would give me something to work with and towards.

With regards to Zen Habits. There was an article written about basically minimising the clutter in his life and I want to do the same. It means really to stop thinking to much ahead or playing on the past too much(whether they are mistakes or success). I believe the knowledge of the past helps the future though(you can try to avoid previous mistakes) but I believe I just want to enjoy each moment as it comes because this THE Present is all I really know. So, I had best enjoy my kids, my hubbie,my own company and family and friends as well. Forget the petty stuff like stupid habits that annoy and try to focus on what I have now and I think I could be happier now. In fact I could'nt be happier. I enjoyed Christmas with my children and New Year's and I think being unemployed really has it's advantages. Kids at 3 and toddler age are so easy to please.They just want their parents and a huge dose of love and LOTS of attention. However, the reality of unemployment cannot last forever. So, while I will enjoy the simpler things in life(not only because I am forced to :) ) but I am looking at doing something I enjoy and who knows eventually be paid for it. I really do enjoy writing although for the most part I have not been able to write in a while because I was waiting for the perfect moment and perfect article to write.

Perfection is such an illusion.....However, I will do my best and that's as Perfect as I can get for 2010 and beyond....